Rafting Down Wall St.

If you’ve ever gone river rafting, there’s one lesson you learn almost immediately. It’s tough to paddle upstream. Go with the flow, and you’ll find it much easier to steer around the obstacles and reach your destination. Plus, you get to enjoy more...

Retirement or college: Which is a parent to save for first?

Retirement or college: Which is a parent to save for first? Conventional wisdom tells parents to make saving for their own retirement a priority over saving for their children’s college education. Parents, however, are doing just the opposite,...

Public pensions could be on the chopping block in California

Public pensions could be on the chopping block in California Public employees in California are nervous that their comfortable retirement plans may diminish as expensive pensions have come under fire in an effort to help the state’s financially...

Obama’s proposed IRA regulations could help retirement savers

Obama’s proposed IRA regulations could help retirement savers  New rules from the White House could soon impose fiduciary duty on financial advisors to stop rogue investment brokers from bilking their clients.  In late February, President Obama...

Embracing Imperfection

Below is a article written by Jim Parker of Dimensional Funds Advisors  Embracing Imperfection New Year's resolutions often involve making promises to ourselves we can never keep. But instead of tilting at windmills, we can often generate better...

Supreme Court hears a case that may have broad implications for 401(k) savers

Supreme Court hears a case that may have broad implications for 401(k) savers On Feb. 24, the nation’s highest court began to hear arguments in an initial class-action lawsuit, Tibble, et al v. Edison International, regarding higher-than-necessary...

Average 401(k) savings reach record highs, consistent savers fare best

Average 401(k) savings reach record highs, consistent savers fare best Skyrocketing stock market activity coupled with greater contributions from employees last year has led to a record high of $91,300 in average 401(k) savings balances in the...

Student Loans Change Debt Load Landscape for Millennials and Seniors Alike

Student Loans Change Debt Load Landscape for Millennials and Seniors Alike Over the past decade, debt loads have morphed, and more and more consumers – including older generations – are becoming burdened in one way or another by student loan debt....

Is the 4% Rule Still Applicable to Retirees Today?

Is the 4% Rule Still Applicable to Retirees Today? Since the 1990s, many investors and financial advisors have been drawn to a so-called “4 percent rule”, which purports that a retired individual should never run out of money so long as he withdraws...

Charles Schwab Report Busts Nine Myths of Retirement Planning

Charles Schwab Report Busts Nine Myths of Retirement Planning   Misconceptions, misinformation and miscommunication are prevalent when it comes to retirement planning. Planning for retirement can be a stressful ordeal already, particularly for those...

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The FMB Blog

CLIENT QUESTION OF THE WEEK: Why shouldn’t I make tactical changes based on recent news that I believe will impact my portfolio?

8/7/2020 CLIENT QUESTION OF THE WEEK: Why shouldn’t I make tactical changes based on recent news that I believe will impact my portfolio?   The major online brokerage platforms have seen an increase in new accounts and trading activity as a result...

Giving Thanks and Making an Impact

11/26/19 As you gather around the table with loved ones on Thanksgiving and talk about what you are thankful for, do you sometimes wonder how you might share your abundance in the most impactful way?  Does your family have a charitable mission...