Are Target Date Funds Right for Your Retirement Portfolio?

9/25/15 Target date funds were first designed in the early 1990s specifically with the simple retirement planners’ needs in mind. Target date funds are basic collective investment funds that become increasingly conservative as an investor’s target...

American retirement savings trends

8/28/15 Recent study reveals highs and lows of American retirement savings trends A recent Fidelity report revealed the good, the bad and the ugly when it comes to Americans saving for retirement today.  While some areas of retirement savings look...

Should I pay off my mortgage before entering retirement?

8/20/2015 At some point in your life, you might have heard that some debt is, in fact, “good” debt. A home mortgage, for example, is a type of debt that can be advantageous to have on your balance sheet under certain circumstances, particularly when...

The backdoor to a Roth IRA is still open…for now

8/13/15 The Roth IRA was revolutionary when it became available nearly two decades ago. That’s because retirement accounts traditionally have been a method of deferring taxable income, with eventual withdrawals in retirement subject to income tax....

How should freelance workers save for retirement?

How should freelance workers save for retirement? More and more Americans are saying that the freelance life is the life for them. A whopping 53 million Americans consider themselves to be full-time freelancers – an all-time high. With the...

New poll finds that many adults are flying blind into retirement

New poll finds that many adults are flying blind into retirement According to a new survey by the Indexed Annuity Leadership Council, more than half of all U.S. adults have never spoken with a financial advisor to ensure they are saving enough to...

Timeless Tips on Tax-Wise Investing Part II: You and Your Tax-Wise Team

Timeless Tips on Tax-Wise Investing Part II: You and Your Tax-Wise Team   In Part I of our series on Tax-Wise Investing, “You and Your Investments,” we explored how to engage in year-round tax-wise investing by adopting your own best practices as...

Timeless Tips on Tax-Wise Investing Part I: You and Your Investments

Timeless Tips on Tax-Wise Investing Part I: You and Your Investments   While “tax season” may imply that there is an optimal time to think about your income taxes, the best way to minimize your annual “pay-triotic duty” is to engage in year-round...

How to Protect Yourself from Outliving Your Money in Retirement

How to Protect Yourself from Outliving Your Money in Retirement In 2015, the average life expectancy for Americans is 79 years old, more than 10 years older than the average life expectancy was in 1950.  Also, in just 15 years, an expected 70...

The Pros and Cons of a Stronger Dollar

In the past few months, the dollar has strengthened enormously against the euro, the pound and the yen. But for the United States, a stronger dollar is not always as good as it sounds. The dollar is now the strongest it has been against more than...

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The FMB Blog

CLIENT QUESTION OF THE WEEK: Why shouldn’t I make tactical changes based on recent news that I believe will impact my portfolio?

8/7/2020 CLIENT QUESTION OF THE WEEK: Why shouldn’t I make tactical changes based on recent news that I believe will impact my portfolio?   The major online brokerage platforms have seen an increase in new accounts and trading activity as a result...

Giving Thanks and Making an Impact

11/26/19 As you gather around the table with loved ones on Thanksgiving and talk about what you are thankful for, do you sometimes wonder how you might share your abundance in the most impactful way?  Does your family have a charitable mission...